We've expanded ClearFinLab to cover the US credit card market.

If you're a student, new immigrant, or expat navigating the American financial system, finding the right credit card can be confusing — different reward structures, annual fee math, SSN requirements, and a scoring system that starts from zero when you arrive.

We now cover major US cash back and travel cards from Chase, Amex, Citi, Capital One, and Discover, with the same transparent approach we use for Hong Kong: real reward rates, honest fee breakdowns, and no paid rankings.

We've also launched two free tools: a Rewards Calculator that shows which card earns you the most based on your actual spending, and a Mortgage Refinance Calculator for those who've bought property in the US.

More cards, guides, and tools are on the way — including coverage built specifically around the questions overseas Chinese users actually ask.