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Variable, no minimum balance required. APY may change at any time.

3.10% with direct deposit or $5,000/month deposits or SoFi Plus; 0.80% without. Promotional boost up to 3.80% for new members. Variable, subject to change.

Variable, no conditions required. Same rate applies to all balances.

Variable, no conditions required. Applies to all balances.

Variable, no conditions required. Applies to all balances. As of 6/4/2026.

Variable, no conditions required. Applies to all balances. Rate as of 6/5/2026.